SettlioWise
Start Free
No signup · No servers · 100% free

Split expenses,
not friendships.

Track shared costs with roommates, friends, or travel groups. Works instantly in your browser — no account needed, ever.

Data stays in your browser
Instant — no loading
Unlimited groups & people
🏖️

Weekend Trip

4 people · 3 expenses

Active
🍽️

Dinner

paid by Alex

$120
🚕

Taxi

paid by Sam

$45
🏨

Hotel

paid by Alex

$280

Suggested Settlement

SSampays$82.50toAAlex
$445 total
1-tap settle

Everything you need, nothing you don't.

Built for speed. No fluff, no fees, no friction.

No account needed

Your data lives in your browser's local storage. Nothing is ever sent to a server. Fully private.

Smart splitting

Split equally, by custom amounts, percentages, or weighted shares. Handles every real-world scenario.

Simplified settlements

Our algorithm minimises the number of payments. Fewer transactions, less hassle for everyone.

Full expense history

Every expense logged with category, payer, date, and split breakdown. Fully searchable.

Visual summaries

See spending by person and category at a glance. Know exactly where the money went.

Export anywhere

Download a CSV or print a PDF report. Share results without sharing app access.

Up and running in 60 seconds.

Three steps. No tutorials needed.

1

Create a group

Name your group — roommates, trip, team lunch. Add everyone who's splitting.

2

Log expenses

Add each expense with who paid and how to split it. Takes under 10 seconds per entry.

3

Settle up

See exactly who owes what. Record payments with one tap and clear the slate.

Your Groups

Select a group to manage expenses, or create a new one.

+ New Group